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BKRS · Distressed properties

Bank-owned, short-sale & auction homes in Florida.

Where Florida's bank-owned, government-owned and auction properties are posted — gathered in one place, with a BKRS agent ready to help you look at any of them.

Three kinds of distressed sale

Bank-owned (REO)

The home went back to the lender after a foreclosure and is now listed for sale, usually through a listing agent, often sold as-is.

Short sale

The owner sells for less than what is owed, and the lender has to approve the price — so these can take longer to close.

Auction

Foreclosure and tax-deed sales run by the county clerk, mostly online. Terms, deposits and timing are set by each county.

MLS listings: bank-owned, short-sale and auction homes from the MLS show here with our MLS feed update. The public sources below work today.

Where these homes are posted

Government agencies, Fannie Mae and Freddie Mac each list the homes they own on their own sites.

HUD Home Store

Homes owned by HUD (the U.S. Department of Housing and Urban Development).

hudhomestore.gov ↗

Fannie Mae HomePath

Homes owned by Fannie Mae.

homepath.fanniemae.com ↗

Freddie Mac HomeSteps

Homes owned by Freddie Mac.

homesteps.com ↗

USDA properties

Homes owned by the USDA, mostly in rural areas.

properties.sc.egov.usda.gov ↗

County foreclosure & tax-deed sales

Most Florida county clerks hold their sales online. Search your county clerk's site for "foreclosure sales" or "tax deed sales".

Before you bid or offer

Can I see the home first?

Bank-owned and short-sale listings can usually be shown by an agent. Many auction properties cannot be entered before the sale.

What should I check?

The county record, the flood zone, open permits and the condo association's records where there is one. Every BKRS property page shows these from public records.

Can a BKRS agent help?

Yes — with showings, offers on bank-owned and short-sale homes, and pulling the public records on any property. Contact BKRS.

Links go to outside sites run by the agencies and companies named; BKRS isn't connected to them and their listings and rules can change.