Panama City Beach ZIP code overview
Panama City Beach is located in Bay County and is part of Florida's Emerald Coast region. The U.S. Postal Service assigns the following ZIP codes to addresses within or directly adjacent to Panama City Beach:
Panama City Beach ZIP codes
ZIP code assignments are made by the U.S. Postal Service for mail-delivery purposes and do not always align with municipal boundaries. Some of these ZIPs may also cover unincorporated areas of Bay County.
Notable Panama City Beach neighborhoods and landmarks
Panama City Beach contains a mix of neighborhoods, communities, and landmarks. The following are commonly referenced by residents, agents, and buyers when describing the area:
Panama City Beach real estate market snapshot
The Panama City Beach market reflects the broader characteristics of Emerald Coast — proximity to employment centers, lifestyle amenities, and lifestyle migration into Florida. For up-to-date listings, active comparables, and a localized opinion of value on a specific property, a BKRS licensed real estate professional is the best source. Browse BKRS private listings, the full Florida ZIP search, or our all-67-counties directory for additional context.
Frequently asked questions about Panama City Beach
What ZIP codes are Panama City Beach, Florida?
Panama City Beach, Florida is served by ZIP codes 32407, 32408, 32413. ZIP codes are assigned by the U.S. Postal Service and may also cover unincorporated areas of Bay County.
What county is Panama City Beach in?
Panama City Beach is located in Bay County, Florida — part of the Emerald Coast region.
What are the main neighborhoods in Panama City Beach?
Commonly referenced neighborhoods and landmarks in Panama City Beach include Pier Park, Front Beach Road, Bay Point, Wild Heron. Panama City Beach is the Panhandle's busiest beach destination, with a 27-mile sugar-sand coastline and rapidly maturing condo and golf-community markets.
What is the typical home price range in Panama City Beach?
Typical home values in Panama City Beach range from approximately $400K – $1.5M, based on observed listing and sale data. Individual properties vary based on lot, condition, waterfront access, and neighborhood — this range is illustrative only and not an appraisal.
How many ZIP codes does Panama City Beach have?
Panama City Beach has 3 primary ZIP codes assigned by the U.S. Postal Service: 32407, 32408, 32413.
About Bay County
Bay County is part of Florida's Emerald Coast region. Panama City Beach is one of several markets BKRS covers in this county. Use the related-cities panel to explore nearby markets, browse Bay County ZIP codes, or use the full Florida ZIP code search to filter all BKRS-covered markets by name, county, or 5-digit ZIP.