Palm Coast, Florida Â· Flagler County

Find Your Home by Palm Coast Zip Code

Palm Coast is Flagler County's planned city and one of Florida's most remarkable growth stories -- founded in the 1970s by ITT Corporation as a master-planned community on the I-95 corridor between Jacksonville and Daytona Beach. Today it's a city of 90,000 with Atlantic Ocean beach access, the Grand Landings master-planned community, dozens of community parks, and one of Florida's most attractive combinations of planned-city infrastructure and coastal access at sub-$375K pricing.

2Primary Zip Codes

$336KMedian Sale Price

90KCity Residents

I-95Corridor -- JAX 60 min + Daytona 30 min

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The Palm Coast Zip Code Guide

Every Palm Coast Zip Code, Decoded

Palm Coast's two zip codes cover its western established residential communities and its newer eastern growth corridor approaching the Flagler Beach Atlantic coast.

32137Palm Coast West -- Grand Landings -- EstablishedEstablished Community Core

$320K-$600K

West Palm Coast range

32137 is Palm Coast's established residential core -- the Grande Landings master-planned community, Palm Harbor neighborhood, and the original ITT-era residential sections that gave the city its planned character. Consistent resale market driven by the retirement and active adult demographic that originally discovered Palm Coast's planned infrastructure and coastal positioning.

Grand LandingsPalm HarborOriginal ITT DevelopmentEstablished Resale

32164Palm Coast East -- Belle Terre -- New GrowthFastest Growing Zone

$300K-$550K

East Palm Coast range

Belle Terre and the eastern Palm Coast communities in 32164 are the city's fastest-growing residential zone -- newer construction closer to Flagler Beach and the Atlantic Ocean, with modern amenities and the city's newest school facilities. Buyers who want Palm Coast's infrastructure at the newest construction standards target this corridor.

Belle TerreFlagler Beach ProximityNewest ConstructionModern Schools

32137Flagler Beach Access -- Atlantic CoastalAtlantic Coast Value Access

$350K-$800K

Coastal access range

Palm Coast's proximity to Flagler Beach -- one of Florida's most preserved and low-key Atlantic beaches, just 10 minutes from most Palm Coast neighborhoods -- delivers genuine coastal access at inland pricing. Flagler Beach's Old Florida character, uncrowded surf, and Flagler Beach State Park create a coastal lifestyle that Palm Coast residents access daily.

Flagler BeachOld Florida CoastUncrowded BeachFlagler State Park

32137Palm Coast Plantation -- Intracoastal GolfFlagler County Premier

$350K-$1M+

Palm Coast Plantation range

Palm Coast Plantation is the city's most upscale gated community -- Intracoastal Waterway frontage, a Jack Nicklaus Signature Golf Course, resort amenities, and estate-scale homes that represent Palm Coast's most premium residential address. The Intracoastal access and golf pedigree create sustained demand from affluent buyers who discover Flagler County's value relative to comparable communities in Palm Beach and Broward.

Palm Coast PlantationJack Nicklaus GolfIntracoastal FrontageGated Estate

32164Palm Coast Parks System -- Active LifestyleMost Parks Per Capita FL

Community asset

Parks infrastructure value

Palm Coast's 125+ community parks -- a direct legacy of the ITT master plan that set aside parkland throughout the residential grid -- create one of Florida's most extraordinary per-capita park systems for a city of its size. Linear parks, trail systems, and sports complexes woven through residential neighborhoods add genuine quality-of-life value that supports consistent buyer demand.

125+ ParksLinear TrailsSports ComplexesITT Legacy Parks

32137Palm Coast Retirement Community -- Active Adult

$280K-$500K

Active adult range

Palm Coast has developed a significant active adult community -- the original ITT marketing targeted retirees, and that community character has sustained and evolved into a diverse active adult ecosystem. Retirement communities, villa developments, and golf communities serve a stable demographic that sustains consistent housing demand through economic cycles.

Active Adult LegacyGolf CommunitiesRetirement EcosystemConsistent Demand

Palm Coast Neighborhoods at a Glance

32137 -- Grand Landings / Established

32164 -- Belle Terre / East Growth

32137 -- Flagler Beach Atlantic Access

32137 -- Palm Coast Plantation Golf

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Palm Coast, Florida — In Depth

Everything You Need to Know About the Palm Coast Zip Code

Palm Coast (zip codes 32137 and 32164) is Flagler County's master-planned city -- a 90,000-resident community on the I-95 corridor between Jacksonville (60 min) and Daytona Beach (30 min) with Atlantic Ocean access via Flagler Beach, 125+ community parks, Palm Coast Plantation's Intracoastal golf estate community, and housing at a $336K median that represents extraordinary value for Florida coastal-access living.

How Many Zip Codes Does Palm Coast, FL Have?

Palm Coast spans two primary zip codes:

32137 — West Palm Coast -- Grand Landings, Palm Coast Plantation (Jack Nicklaus golf/Intracoastal), established residential, Flagler Beach access
32164 — East Palm Coast -- Belle Terre, newest construction, Flagler Beach proximity, modern school facilities

What's the Palm Coast Real Estate Market Like by Zip Code?

Palm Coast recorded a median sale price of $336K (Redfin), with home values at $362K (Zillow) in 2025, down modestly from pandemic peaks. Palm Coast Plantation's estate homes command $350K to $1M+. Grand Landings' established neighborhoods trade from $320K to $600K. Belle Terre's newer construction ranges from $300K to $550K. The market offers one of the best Atlantic-coastal-access value propositions in all of Florida.

Palm Coast's 125+ community parks -- a legacy of the ITT Corporation's original master plan that designated parkland throughout the residential grid -- create quality-of-life infrastructure that most comparably priced Florida cities cannot match. Linear parks, trail systems, and sports complexes woven into the residential fabric add permanent value that makes Palm Coast's price point even more compelling for lifestyle-focused buyers.

Which Palm Coast Zip Code Is Best for Investment?

For retirement lifestyle buyers, Palm Coast's combination of planned infrastructure, Flagler Beach's Atlantic Coast access, and active community character delivers Florida's most complete retirement lifestyle at sub-$400K pricing. For appreciation investors, Palm Coast's persistent discount to both the Jacksonville metro (60 min north) and the Daytona Beach metro (30 min south) will compress as both markets continue growing. Palm Coast Plantation is the most compelling luxury value in all of Flagler County for Intracoastal golf estate buyers.

Is Palm Coast, FL a Good Long-Term Investment?

Palm Coast's long-term growth trajectory is among the most compelling of any Florida coastal-access community -- a master-planned city with complete infrastructure whose location between two growing metros, Atlantic beach access, and extraordinary parks system creates compounding demand from buyers who discover it. Flagler County's growth rate has consistently outpaced the state average, and Palm Coast, as the county seat and primary city, captures the lion's share of that growth.

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We Know Palm Coast — Every Zip Code of It

Whether you're buying in Grand Landings, targeting Belle Terre's newest construction, accessing Flagler Beach's Atlantic coast, or living at Palm Coast Plantation -- our BKRS.com team knows every Palm Coast zip code.

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