Chipley, Florida Â· Washington County

Find Your Home by Chipley Zip Code

Chipley is Washington County's county seat and home to Falling Waters State Park — Florida's highest waterfall, a 73-foot plunge into a cylindrical sinkhole that is genuinely astonishing in one of North America's flattest states. The I-10/US-90 crossroads makes Chipley the Panhandle's inland commercial hub, with Panama City Beach just 45 minutes south. Medians around $130K-$200K.

$155KApprox Median

32428Primary Zip Code

Falling Waters SPFlorida's Highest Waterfall -- 73-Foot Sinkhole

I-10 CrossroadsPCB 45 Min -- Tallahassee 90 Min

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The Chipley Zip Code Guide

Every Chipley Zip Code, Decoded

Chipley's 32428 covers the I-10/US-90 county seat, Falling Waters State Park corridor, and Washington County residential areas.

32428Chipley 32428 -- Falling Waters SP -- I-10 Crossroads -- PCB GatewayFlorida's Highest Waterfall County

$100K-$280K

Chipley range

Chipley's zip encompasses the Washington County Courthouse, the I-10/US-90 commercial crossroads, Falling Waters State Park's 73-foot waterfall (flowing into a cylindrical sinkhole — Florida's most remarkable geological feature given the state's extreme flatness), and established residential neighborhoods providing the Panhandle's most accessible I-10 county seat pricing. Panama City Beach is 45 minutes south via SR-77.

Falling Waters SP 73ft WaterfallFloridas Highest Waterfall SinkholeI-10 US-90 CrossroadsPCB 45 Min SR-77Washington County Seat

Chipley Neighborhoods at a Glance

Falling Waters -- 73-Foot Sinkhole

Chipley -- I-10 County Seat

PCB -- 45 Minutes South

Sinkhole Waterfall -- FL Geology

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Chipley, Florida — In Depth

Everything You Need to Know About Chipley Zip Codes

Chipley, FL (zip 32428) is Washington County's I-10 county seat and home to Falling Waters State Park — Florida's highest waterfall (73 feet into a sinkhole), PCB 45 minutes south, at medians around $130K-$200K.

Chipley primary zip:

32428 — Washington County seat, I-10/US-90 crossroads, Falling Waters SP (73-ft sinkhole waterfall, FL highest), PCB 45 min, Tallahassee 90 min

What's the Chipley Real Estate Market Like?

Chipley's median sits around $130K-$200K — one of the Panhandle's most affordable county seats. Established neighborhoods range $100K-$280K.

Falling Waters State Park's 73-foot waterfall is one of the Panhandle's most surprising natural attractions — in a state where the highest natural point is only 345 feet above sea level, a 73-foot waterfall plunging into a cylindrical sinkhole creates geological drama genuinely astonishing to first-time visitors.

Market Context

Chipley delivers Washington County's seat with Falling Waters SP access and PCB beach proximity at some of the Panhandle's most accessible pricing.

Market Considerations

Past market patterns do not guarantee future results. Real estate values can increase or decrease. Buyers and investors should conduct independent research and consult qualified licensed professionals before making any real estate decision.

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BKRS.com covers all Chipley zip codes — Falling Waters 73-foot sinkhole waterfall, I-10/US-90 Panhandle crossroads, PCB 45-minute gateway.

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